About Us

 

At Value Term Life, we are committed to delivering personalized, client-focused service designed to help you secure the most affordable Term Life Insurance coverage available. Our mission is simple: to guide individuals and families toward the best protection for their needs—without overpaying.

Founded by Mike Hembree, a seasoned professional with extensive experience in the insurance industry, our firm draws on deep expertise across Life, Health, and Property & Casualty insurance. Mike brings decades of knowledge to the table, using a hands-on approach to create tailored life insurance strategies that offer both value and peace of mind.

We specialize in Term Life Insurance so we can dedicate our full attention and resources to finding the right coverage for each individual. By working with a trusted network of over 30 top-rated insurance carriers, we’re able to compare a wide range of options and ensure our clients receive the most competitive rates available.

Best of all, our process is modern and hassle-free. In most cases, we offer a fully electronic quoting and policy issuance experience—streamlining your journey from inquiry to coverage with speed, ease, and security.

At Value Term Life, it's not just about policies—it's about people. Let us help you find the right solution to protect what matters most.