Coverages We Offer

  • Term Life Insurance

    One of the most popular and least expensive forms of Life Insurance. Coverage is chosen for a specific term such as 10,20,30 or 40 years at a fixed cost. It's a simple and often affordable option for those needing temporary financial protection for events like raising children or paying off a mortgage.

  • Whole Life Insurance

    Whole life insurance is a type of permanent life insurance that provides coverage for your entire life and also includes a cash value component. It is generslly more expensive than term life Insurance.It combines a death benefit with a cash value component that grows over time at a guaranteed rate.

  • Final/Burial Expense

    Final expense insurance, also known as funeral insurance or burial insurance, is a type of life insurance designed to help cover the costs associated with death, including funeral arrangements, burial, and related expenses. It's typically a whole life policy. Final expense policies often have smaller death benefits making them more affordable.
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Frequent Questions

  • Who Can I Call

    You can reach us anytime by phone or email. Please let us know if you have any questions about getting a quote or policy.

  • Do You Require Medical Exams

    We do offer Non-Medical Exam quotes through several carriers. When entering your information you will see these quote options after answering a few medical questions.

    If a medical exam is required by the carrier these are usually quick, free, at-home health checks.


  • How Much Life Insurance Do I Need

    The standard guideline is 10x your yearly earnings. Consider your income, mortgage, education, emergency fund, inflation, and other factors.

  • Why Choose Term Liffe

    • Affordability: Term life insurance is typically the most affordable type of life insurance, making it accessible to a wider range of budgets.
    • Simplicity: It's a straightforward product that's easy to understand – you pay premiums for a set period, and your beneficiaries receive a payout if you die during that period.
    • Flexibility: You can choose the coverage amount and term length that best suits your needs. 



  • How much does life insurance cost?

    It's probably less expensive than you think! One of the biggest advantages of term insurance is its affordability. The cost for coverage is different for everyone and some may be able to get term life insurance for as little as $8.24* a month. How much your life insurance costs will depend on how much coverage you want, how long you need it for, and things like your age and health history.

  • What is the right life insurance term length?

    You have people who depend on you. So how many years do you need coverage for?

    When thinking about how long to get life insurance for, consider choosing a policy length to match your longest financial responsibility. For instance, if paying for college or paying off a mortgage are major financial concerns then it might make sense to buy a term policy that'll get you through those years.

    We offer term plans that last for 10, 15, 20, 25, 30, 35 and 40 years